,CFP®, MBA
As a Financial Advisor at Modera Wealth Management, Justin Viviano helps individuals and families navigate complex financial decisions and build strategies designed to help support their long-term goals. With more than a decade of experience in wealth management, he is committed to earning clients’ trust through personalized guidance and lasting relationships.
Prior to joining Modera, Justin advised families at Vanguard and Truist Bank. Earlier in his career, he helped manage client portfolios at Merrill, building a strong foundation in investment management and financial planning. A dedicated student of the markets, he enjoys continuously learning about tax laws, evolving technologies, and industry trends that can benefit clients.
Justin earned his MBA from Florida State University and holds a bachelor’s degree from the University of Central Florida. He is also a CERTIFIED FINANCIAL PLANNER® professional.
Justin has lived in Chicago, Baltimore, Jacksonville, and now Charlotte, North Carolina. Outside of work, he enjoys spending time with his wife, daughter, and mini schnauzer. They are usually at their neighborhood pool or attending concerts with friends at the local park.
What do you value most in your client relationships?
I love hearing people share their stories. Uncovering someone’s “why” is one of my goals. Another quality we exhibit is maintaining a long-term perspective. Human nature is not geared this way but it is one of the most important ingredients for successful investing. I like the adage “trust the process”. I try to explain complex things in simple terms and ensure clients feel like they can make a well informed decision.
What sparked your interest in financial planning? What fuels you every day in your work?
I love talking to people (my high school teachers would all agree). After graduation, I started working at Fidelity investments and got exposed to various career paths. I would spend nights reading white papers and tracking fund performance (with sports on in the background). More recently though, the evolving field of behavioral finance has peaked my interest and I’ve been reading Morgan Housel books and listening to a variety of podcasts. I’ve had many wonderful mentors that have helped me excel and Im very thankful for the culture at Modera that fosters this.
What do you enjoy most about working at Modera?
That’s easy- my coworkers. Everyday I get to work with some of the smartest, hardest-working, passionate people. It’s fun collaborating with everyone so I’m excited to come to work every day. It’s an amazing team that Im thankful to be a part of.
When you retire you’re going to…?
My dad would always say “carpe diem”. You should not wait for retirement to live your dreams. I have not given this a lot of thought yet because I truly enjoy my job. Even when that time comes, some things won’t change. Things like spending time with family over a home-cooked meal, cheering for your favorite sports team, or just taking a nap on a rainy day.
6101 Carnegie Blvd Suite 220 Charlotte, NC 28209
704-358-3322
6700 Fairview Rd., Suite 360 Charlotte, NC 28210
704-334-0894
CERTIFIED FINANCIAL PLANNER®
University of Central Florida,
Bachelors in Legal Studies, Minor in Business
Florida State University,
Masters of Business Administration
Samaritan’s Purse
Charlotte Entrepreneurs Network
WNC Food Coalition
