Webinar Disclosure

Modera is an SEC-registered investment adviser. SEC registration does not imply any level of skill or training. The opinions and views expressed by the speakers who are not Modera employees do not necessarily represent those of Modera. While such third parties are deemed to be reliable, Modera makes no representations as to the accuracy of any information presented by a third party. Any views and opinions expressed at the event do not, and are not intended to constitute, personalized advice on investing, legal or other matters. For information pertaining to our registration status, fees and services, please contact us using the contact information above or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov) for a copy of our disclosure statement set forth our on Form ADV. Please read the disclosure statement carefully before you invest or send money.

This webinar contains content that is not suitable for everyone and is limited to the dissemination of general information pertaining to our investment and financial planning services. Nothing presented should be interpreted as legal, tax or accounting advice, nor should it be construed as personalized investment, financial planning, legal or tax planning advice. For legal, tax and accounting-related matters, we recommend that you seek the advice of a qualified lawyer or accountant. Past performance is no guarantee of future results, and there is no guarantee that the views and opinions expressed will come to pass. Investing in the stock and other markets involves gains and losses and may not be suitable for all investors. This presentation is not a substitute for personalized financial or tax planning. The content is current only as of the date on which the presentation was given. The statements and opinions expressed are subject to change without notice based on changes in the law and other conditions.