Let us guide you through the complexities that special needs families face.
All sophisticated financial planning is nuanced. For special needs families, it’s even more so.
We know the terrain well. We’ll help you address key issues and activities for special needs families, including:
- Creating a Life Plan, or Letter of Intent, for your loved ones
- Evaluating special needs trusts and establishing an estate plan
- Navigating government benefits, including social security and medical coverages
- Assessing tax deductions, including those related to medical expenses
- Understanding the financial impact of the ABLE Act and disability law
- Coordinating with your attorney to set up medical and financial powers of attorney
With Modera, you’ll benefit from the services of a Chartered Special Needs Consultant (ChSNC®) who is well versed in integrating all aspects of your financial life — including planning related to disability, medical conditions or other special needs. These services include:
- Establishing guardianship for a loved one
- Protecting assets received as gifts from family members or an inheritance
- Finding resources related to education law, job supports, housing options, or mental health facilities
- Planning for a loved one who may never be fully independent
As a Chartered Special Needs Consultant, we receive training on disabilities, medical conditions, and other special needs diagnoses. We also continually educate ourselves to keep up with changing laws and regulations that may impact your situation. Our sensitivity and specialized background allow us to build a close, trusting relationship with you as we create and evolve your financial plan over the years.
Talk to an experienced financial advisor
By sending this message, you agree that Modera will use the personal information you disclose to have an adviser contact you and/or you agree to opt-in to receive marketing communications from us. By providing a telephone number and submitting this form you are consenting to be contacted by SMS text message. Message & data rates may apply. You can reply STOP to opt-out of further messaging.
Helpful information for special needs individuals, families, and guardians:
Families planning for a loved one with special needs have various financial…
Financial planning for families with special needs.
If you or a loved one has disabilities or special needs, you…
If you have a minor child or dependent loved one with special…
As a former in-home therapist of children with Autism Spectrum Disorder (ASD),…
