,CFP®, CRPS®
As a Senior Planning Associate, Richard plays a key role in strengthening client relationships and supporting the delivery of comprehensive financial planning. As an integral part of your advisory team, he conducts in-depth client interviews to gather financial data and clarify planning goals, contributing to strategies across investment, tax, retirement, estate planning, executive compensation, risk management, and education funding.
In addition to helping clients implement their financial plans, Richard participates actively in client meetings, providing documentation and follow-up support to support continuity and clarity. He reviews investment allocation reports, collaborates with the client service team to monitor service activities, and researches planning strategies and potential tax law changes to keep clients’ financial plans current.
Beyond client-facing responsibilities, Richard contributes to internal initiatives such as onboarding new team members and supporting broader wealth management projects. With a collaborative mindset and strong attention to detail, he helps support Modera’s comprehensive planning process.
What do you value most in your client relationships?
Trust is at the heart of every meaningful client relationship. It takes time to build, but once it’s there, that’s when true planning can begin. Many people think trust is one-sided, the client placing confidence in the advisor’s recommendations, but it’s just as important that the advisor trusts the client’s commitment to follow through. When both sides are fully engaged, that’s when progress becomes possible, and plans turn into outcomes.
What sparked your interest in financial planning? What fuels you every day in your work?
I was fortunate to grow up in a household where finances were discussed openly, so my interest in financial planning began at a young age, often around the dinner table, asking my dad questions. Over time, that curiosity grew into a passion for helping others. I see financial planning as a puzzle, each client’s situation is unique, and I enjoy digging into the details to make sure every piece fits their goals. What drives me every day is the opportunity to connect with clients and help turn their dreams into actionable, achievable plans.
When you retire you’re going to…?
That’s a long way off for me, but think when I get there, I will likely be outdoors and in a garden more.
Where did you grow up? Where do you live now?
I grew up in Lakeland, Florida, a town between Orlando and Tampa. I currently live in Asheville, North Carolina.
CERTIFIED FINANCIAL PLANNER®
Chartered Retirement Plans Specialist®
Florida Southern College
Master’s and Bachelor’s degree, Business Administration
