,CFP®
As a Senior Planning Associate, Joseph plays a key role in strengthening client relationships and supporting the delivery of comprehensive financial planning. As an integral part of your advisory team, he conducts in-depth client interviews to gather financial data and clarify planning goals, contributing to strategies across investment, tax, retirement, estate planning, executive compensation, risk management, and education funding.
In addition to helping clients implement their financial plans, Joseph participates actively in client meetings, providing documentation and follow-up support to support continuity and clarity. He reviews investment allocation reports, collaborates with the client service team to monitor service activities, and researches planning strategies and potential tax law changes to keep clients’ financial plans current.
Beyond client-facing responsibilities, Joseph contributes to internal initiatives such as onboarding new team members and supporting broader wealth management projects. With a collaborative mindset and strong attention to detail, he helps support Modera’s comprehensive planning process.
What sparked your interest in financial planning? What fuels you every day in your work?
Growing up, finances weren’t discussed and were often an area my family struggled in. Because of this, personal finance wasn’t something that felt important. Then I took my first personal financial planning course in college and was instantly drawn to the profession. I immediately saw the impact it had with my family and personal life. This inspired me to become a financial planner, in hopes I could be that resource for others to help guide their personal finance journey.
What do you enjoy most about working at Modera?
What I enjoy most about working at Modera is the people. From the moment I joined, everyone has been an amazing resource. Working with fun & genuine people who share the same motivation to help our clients is a blessing.
When you retire you’re going to…?
Although retirement is many years away, I plan to travel a lot when I retire. I also hope to spend my free time trying out different restaurants with friends and family!
Where did you grow up? Where do you live now?
I grew up in Haledon, New Jersey and currently reside in Clifton, New Jersey.
Certified Financial Planner®
William Paterson University,
B.S. Finance & Financial Planning
