Ask NJ Money Help: What’s the easiest way to save without a 401(k)?

By Molly Rimes, CFP®

Senior Planning Associate

September 26, 2023

Q. My son is about to get his first job – he’s just waiting for the call. It doesn’t offer a 401(k), though. What’s the easiest way for him to start an IRA? I want to make sure he starts this all on the right track and he keeps saving. I’m afraid if it doesn’t come out of his paycheck he won’t save it regularly.
— Trying to help

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